Health insurance explained

On family cover, you, your partner and your kids can be covered under the same policy. Just remember to contact us to add your kids to your policy.

Yes. You can add or remove a partner or dependant from your family health cover policy if your circumstances change by calling us on 133 423.

No. Most health funds have a 12-month waiting period typically applies for pregnancy and birth cover across most health funds, including HBF.

Dependent children can stay covered on a parent or guardian’s policy until the day before they turn 31 so long as they aren’t married or in a de-facto relationship.

Yes. You and your partner have the option of either being on a couples health insurance policy, or taking out two separate health insurance policies.

With HBF, a couples health insurance policy costs the same as paying for the same products on two singles policies (before applying the Australian Government Rebate on Private Health Insurance or Lifetime Health Cover loading). We recommend exploring all available options before making a decision.