
Get up to 14 weeks FREE & a chance to win a share in $20k worth of
prizes!
Plus, serve no waits on eligible extras. When you start hospital & extras cover. Weeks free applied over 26 months. Ends 30 July. T&Cs.
Why choose HBF singles health insurance?
With HBF singles health insurance, you’ll benefit from quality health cover that doesn’t break the bank. Plus, we offer flexible cover options and can help you save on tax.
Flexible extras
Extras cover that's as flexible as you are! Mostly physio, and a little dental? It's your choice with HBF's Flex Extras.
Affordable hospital cover
Get hospital cover for less than the cost of your daily coffee.
Member benefits
HBF health members get access to discounted gym memberships, deals on entertainment options and more.
Find the right health insurance for you
View
cover for
What matters most is
combined Hospital & Extras
cover for
singles.
What matters most is
the basics.
Frequently asked questions
for singles health insurance
We’ve answered our members’ most common questions about singles health cover.
Is couples health insurance cheaper than buying two singles health insurance policies?
It depends on your health fund and the health cover you choose. With HBF, a couples health cover policy typically costs double the price of a singles health cover policy (before applying the Australian Government Rebate on Private Health Insurance or Lifetime Health Cover loading). We recommend reviewing all options before deciding which level of health cover to purchase.
Can my partner and I have separate health insurance policies?
Yes. You and your partner have the option of either being on a couples health insurance policy, or taking out two separate health insurance policies.
With HBF, a couples health insurance policy costs the same as paying for the same products on two singles policies (before applying the Australian Government Rebate on Private Health Insurance or Lifetime Health Cover loading). We recommend exploring all available options before making a decision.

Still have questions?
However you want to connect with us, we’re here for you.