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Personal valuables cover

With this option you can nominate a value for your valuable, and we’ll cover it for accidental loss or damage anywhere in Australia and New Zealand, and anywhere in the world for up to 90 days.

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What's covered?

  • Jewellery and watches

  • Items that contain gold or silver

  • Collections of stamps, money or medals

  • Furs

  • Items able to be powered by battery including mobile phones, iPads, laptops, audio visual equipment and other portable devices such as GPS and cameras

  • Sporting equipment designed to be used in a leisure activity that involves some element of physical activity or competition. Sporting equipment is not covered while it is being used.

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Bundle and Save

Save up to $418~
by bundling car and home policies with HBF.

There are two types of valuables

  • Choose our ‘other valuables’ option which covers each item up to $2500 (or $3000 for sporting equipment). This option means you can cover a range of items without listing them individually.
  • Or you have may have a valuable item worth more than $2500, then you can select our ‘special valuables’ option. This option is for individual items you list on your schedule.

The personal valuables cover is available as an optional extra

Contents only

Cover for household goods, appliances and personal effects not fixed to buildings against major mishaps. We offer new for old replacements of your contents.

Find out more

Building & contents

Combined policy to cover your home and contents against major incidents such as fire, flood, earthquake, storm, burglary or theft.

Find out more

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We offer three types of policies for contents insurance.

Policy types

Accidental DamageHighest level of cover ideal for families with kids and pets Listed EventsExtensive all-round cover for the right price FundamentalsBasic cover for the budget conscious
 

Compare policies and benefits

Get a quote and apply online

  • 21 day money back guarantee

  • HBF health members save up to 14.5%^

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How to claim?

Our reliable claims service team is available 24/7 to assist you with the claims process.

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