Australia's lowest average premium increase
We’ve worked exceptionally hard to make our 2020 premium increase the lowest of all 35 health insurers in Australia. HBF’s CEO, John Van Der Wielen shares how we achieved this result.
Cover to suit your needs
Tell us a little about yourself and your health needs, and in two to three minutes we'll find our best cover to suit your needs.
We’re here to make landlords’ lives easier. So if you need to make a claim, our team is available to get things moving 24/7.
Protection for all residential property types
Whether you’ve bought a house, town house, unit, flat, terrace house or even a unit in a retirement village, we can cover you.
Loss of rent
Optional loss of rent cover for up to 12 months if your investment property is damaged and uninhabitable.1
Flood, fire and storm
We can look after your investment with our fire, flood and storm cover.
Household goods covered
We’ll cover household goods you own or are legally responsible for, that aren’t fixed or fitted to your rental property; like carpets, curtains, and portable appliances.
If your tenant defaults on rent payments, this optional extra can cover lost rental income up to $5,000 and associated legal costs up to $1,000.2
We go that
extra step to ensure your
investment is safe
Protect your assets and minimise your risk with our Landlord Insurance protection.
Rent default and theft by tenant
Cover for the weekly rental amount your tenants should have paid, up to $5,000. We will also
cover you if your tenants or their visitors steal part of your building or any contents
you have insured.
Loss of rent cover
If your building is uninhabitable, up to 12 months, up to the sum insured chosen.
Please refer to the
HBF Landlord Insurance Product Disclosure
Statements (PDS) and policies for full terms and conditions.
Increase your Landlord Insurance cover with our extensive range of optional extras including Loss of Rent, Rent Default and theft by a tenant, Strata Title Mortgagee Protection and Worker’s Compensation.
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