Man with surfboard

Looking after your mental health

Learn how health insurance can help cover the costs of mental health treatment and find helpful resources to support your wellbeing.

Mental health support services

If you or someone you love need support today, help is available.

Man thinking

Urgent 24/7 support links and phone lines

What is it?

Women hugging

The Mental Health Waiver allows a person with eligible hospital cover to upgrade from restricted to full benefits for Hospital psychiatric services without serving the usual two month waiting period.

How does it work?

Woman speaking to councellor

If you have held an eligible hospital cover for two months with restricted benefits for Hospital psychiatric services, you can upgrade your cover so you will be fully covered for these services.

If you do, HBF will waive the usual two month waiting period* on Hospital psychiatric services. This mental health waiver can only be used once in your lifetime – even if you cancel your cover and re-join in the future, or switch health funds.

For more information on the Mental Health Waiver, please visit the Australian Government Department of Health’s website.

Find mental health cover that suits your needs

Tell us a little about yourself, and in 3 minutes we'll find our best cover to suit your needs.

Short on time? Get a quick quote now.

Use our recommendation tool
Woman smiling on laptop
Woman contacting HBF

Still have questions?

However you want to connect with us, we’re here for you.