Health insurance premium change 2025
Australian health insurance premiums are reviewed every year. Here’s what you need to know in 2025.
Why do health insurance premiums change?
Each year, all Australian health insurers review their premiums to make sure they can continue to serve their members’ needs.
Factors influencing premium changes can include:
- Rising cost of health insurance claims
- An increase in chronic health conditions
- More complex and costly medical procedures
- Inflation
When do health insurance premiums change?
If your premium is changing, it will change on 1 April 2025.
At HBF, you can pre-pay amounts to ‘lock in’ the 2024 rate provided your payment is received by us on or before 31 March 2025. Get the details about this and more on our Frequently asked questions page.
More ways we can help
Australian health insurance premiums are reviewed every year. No matter what those changes might be, these little tips could help you save a lot.
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Are you on the best value cover for your needs and budget? We’ll check for you.
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Australian health insurance premiums are reviewed every year. Here’s what you need to know in 2025.
Learn more
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