FREQUENTLY ASKED QUESTION

How do I submit a claim for my glasses/contacts?

See more FAQs in

 Membership & claims

Most providers give you the option to claim electronically via a system called HICAPS or another called Smart Health. To do this, simply swipe your HBF member card when you pay and HBF will pay the provider on-the-spot. All you will need to pay is the ‘gap‘; this is the difference between what your provider charges and the benefit that HBF pays on your behalf.

Alternatively, or if you purchase online, you can pay for your glasses or contacts in full and submit your invoices and receipts to HBF by one of the following methods:

HBF provides health insurance products in Western Australia, South Australia, Victoria, Tasmania, New South Wales, Australian Capital Territory, Queensland and Northern Territory.

We acknowledge the Traditional Owners of the lands and waters where we live and work. We want to play our part in ensuring that our shared presence brings genuine benefit to First Nations people. View our Reconciliation Action Plan to learn more.

FacebookInstagramLinkedInYouTube

© 2026 Copyright HBF Health Limited - (ABN) 11 126 884 786 and its subsidiaries.