FREQUENTLY ASKED QUESTION

How much can I get back on optical?

The amount you get back when you claim on optical will depend on your level of cover (including any annual limits) and the glasses/contacts that you purchase.

With all HBF Extras covers currently available for sale, you can get 100% back on the cost of your glasses or contacts, up to your annual limit^*. If your glasses or contacts cost more than your available annual limit, you'll just need to pay the difference (this is called an out-of-pocket). For example, if your glasses cost $250 and you have an unused $200 annual limit, you will have to pay $50 out-of-pocket. If your glasses cost $200 and you have an unused $200 annual limit, you won't have to pay anything.

If you have eligible HBF extras cover, you can get a fully covered^* pair of glasses when you choose a pair from the 'no gap range' at an HBF Member Plus Optical provider.