FREQUENTLY ASKED QUESTION

What will happen to my health cover when Gap Saver ends?

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There will not be any changes to covered treatments, excesses or co-payments arising from this change.  

The same service inclusions and restrictions will also apply, and you won’t have to serve any additional waiting periods if you have already served them under your current policy. After Gap Saver ends, you may notice different out-of-pocket costs. 

HBF provides health insurance products in Western Australia, South Australia, Victoria, Tasmania, New South Wales, Australian Capital Territory, Queensland and Northern Territory.

We acknowledge the Traditional Owners of the lands and waters where we live and work. We want to play our part in ensuring that our shared presence brings genuine benefit to First Nations people. View our Reconciliation Action Plan to learn more.

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