Help Centre
Managing an existing policy
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Frequently asked questions
Find quick answers to our members' most commonly asked questions.
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How do I register for myHBF?
myHBF is an easy way to manage your cover and claims online. To register for myHBF, you'll need to simply complete the online registration form, providing the following details:
- HBF member number
- Name
- Date of birth
- Email address
Once you've completed the online registration form, you'll receive an email asking you to confirm your registration. Once this step is complete, you'll be able to login by accessing myHBF.
How do I sign up for the HBF App?
What will happen to my unused Gap Saver benefits?
You’ll receive a one-off payment equal to any unused Gap Saver benefits. This will happen from 14 December and may take 5-7 business days to process, depending on your bank.
To avoid payment delays, check your direct credit details are correct in the HBF App or myHBF to view your current accrued benefit.
My final payment is lower than the amount notified in September 2025, why?
Can I still use my Gap Saver benefits?
You can continue to accrue and claim Gap Saver benefits until 12 December on eligible out-of-pocket costs. Log in to the HBF App or myHBF to view your current accrued benefit.
Helpful articles
Learn more about managing your HBF health policy.
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Just purchased health insurance for the first time?
Learn how to manage and claim with your new HBF cover.
Update your HBF cover
Upgrade, downgrade or review your HBF cover
Making a payment
We keep membership simple with a range of ways to pay.
Falling behind on your payments
There are options available if you’ve missed a payment or can't pay your premium.
Gap Saver changes
Gap Saver has now ended for existing HBF members.
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