FREQUENTLY ASKED QUESTION

I don’t feel like i’m getting value from my health insurance. How can i get more from membership?

See more FAQs in

 Managing an existing policy

Manage cover

Here are three quick ways to get more value:

  1. Use your cover in everyday life, not just to fix you when you’re broken. Here’s a cheat sheet with more than 15 ways to get more value, including special deals, discounts and programs you may not know about.
  2. Use the HBF Member Plus network to help minimise your out-of-pocket costs.
  3. Change your level of cover to better suit your needs. Try our 3 minute recommendation tool.