Choose an HBF Member Plus hospital
We partner with a large network of HBF Member Plus hospitals across Australia, to help keep your
out-of-pocket costs to a minimum.
With HBF Member Plus hospitals, you’ll be covered for accommodation and theatre fees for
all agreed services on your policy, less any co-payment or policy excess.
Find an HBF Member Plus hospital
Choose an HBF Member Plus provider
In addition to HBF Member Plus hospitals, we also have agreements with thousands of specialists
across Western Australia.
In WA, there are two different types of arrangements in place with specialists:
1. Fully covered
These specialists are fully-covered by Medicare and HBF, which means you won't have anything to pay any out-of-pocket costs for their inpatient services (if you have a hospital excess or any product exclusions, you will need to cover these out of your own pocket).
2. Provider Choice
Specialists who participate in Provider Choice have the option to opt-in or opt-out of the agreement on a case-by-case basis.
If for an episode they choose to opt-in, your specialist will only charge up to a certain fee and we will pay an additional amount above the Medicare Benefit Schedule, eliminating your out-of-pocket cost for their in-patient services.
If your specialist chooses to opt-out or are not registered to participate in an agreement they may charge above the Provider Choice schedule, which means you will need to pay the difference between the MBS fee and the specialist’s charge. Note, there is no limit to the specialist’s fee as they can charge you what they believe is a reasonable amount.