
About HBF
As a not-for-profit health insurance provider we’ve been supporting the health and wellbeing of Australians since 1941. Today, we are Australia’s second largest member-based health fund, with over one million members.
Why HBF
We put our members first
Members are at the heart of everything we do. When we make decisions, we always put our members' needs first.
We’re not-for-profit
We’re one of the largest not-for-profit health funds in Australia and with no shareholders to pay, we focus on giving more back to our members.
We’re flexible
Mix and match our hospital and extras products to create cover that’s right for you.
We've been in the business of health since 1941
We’ve got over 80 years’ experience supporting our members’ health and wellbeing.
We deal direct
To make sure you get sound advice, we prefer to connect with you right from the start. That’s why we only sell direct, which also helps your premiums stay low.
Putting our members first, since 1941
At HBF, we're focused on doing the best by our members and the wider community.

Explore current job opportunities and learn the benefits of working with us.
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See how we support charities that benefit the health of all Australians through our range of programs.
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Read our provider requirements and learn how to register as an HBF approved provider.
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Access our latest annual reports, including our financial results and an overview of our key activities.
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Learn about what we stand for, our corporate governance and more.
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Proudly not-for-profit since 1941, we're honoured to work alongside Members Health Alliance as a member-first fund.
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Our Gender Pay Gap Employer Statement gives context to our GPG results and outlines our commitment to gender equality.
HBF’s Gender Pay Gap Employer Statement
Media releases

Not-for-profit health insurer HBF has today released its 2025 annual report.
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HBF is proud to announce that the 13th annual HBF Run for a Reason has raised an incredible $2,007,196 for more than 350 charities across Australia.
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The premium increase is lowest of the five largest health funds and in line with underlying inflation.
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