HBF flu vaccinations
Eligible HBF members can claim a fully covered flu vaccination this flu season.#
What's the deal with health insurance, tax and 30 June?
I'm ready to compare cover options
Medicare levy surcharge
The Medicare Levy Surcharge (MLS) is a tax. You'll pay it if you
don't have an appropriate level of hospital cover and your income as a single is $90,000
Lifetime health cover
Lifetime health cover (LHC) loading makes hospital cover more expensive if you're 31 or over and getting hospital insurance for the first time.
Australian government rebate
The Australian government rebate on private health insurance is a government subsidy that helps make your insurance cheaper.
The Medicare Levy Surcharge (MLS) is a tax applied to high income earners who don’t have an appropriate level of hospital insurance. The tax is designed to reduce the strain on the public system by encouraging people to get private health insurance and get treatment privately. There are more details involved, but you can estimate how much you might get charged straight away.
Age of the oldest adult on the policy
“It's nice to know I can get hospital cover for less than
it costs to pay the surcharge.”
You could save
by taking out
Young Singles Saver Hospital
You already have hospital cover, so you don’t have to pay
“ Last year I got a pay rise and it was a bit of a shock to
find out I'd have to pay nearly
$1,000 extra tax. It's nice to know I can get
hospital cover for less than it costs to pay the surcharge.
This is a guide only. You should speak to a financial advisor who will be able to take into account your income and personal situation, including any changes that occur during a tax year.
Basic Hospital Plus
Low cost hospital cover for a few basic services, plus accident cover from the day after you join.
8 services included
Our most affordable hospital cover
Bronze Hospital Plus
Budget-friendly hospital cover for a range of commonly used services.
28 services included
Skip long public waiting lists for ear, nose and throat procedures
Tell us a little about yourself and in 2 - 3 minutes we’ll find our best cover to suit your needs.
We'll help you find our best cover that suits your needs.
What am I covered for?
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