Deal direct with HBF

  • Want to find health cover that really suits your needs?
  • Want your questions answered by someone who's not just in it for profit?
  • Want to know you're getting cover you can rely on?

Consider dealing direct with HBF

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Why deal direct?

Sure, we could pay commissions to a health insurance broker when they recommend us. But we prefer to connect with you right from the start, give you sound advice, and form a long-lasting relationship based on trust and quality cover.

Connect with our friendly, Aussie-based team by phone, online or face to face

We’re not-for-profit, so we can focus on giving more back to our members

Mix and match from our selection of hospital and extras cover

We’ve got nearly 80 years of experience, so you can trust our advice

Get help when you need it - not just at the point of purchase

We don't pay commissions, which helps your premiums stay low

We take care of our members

HBF recorded the lowest complaints compared to all other major health funds in 2020.

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Source: State of the Health Funds Report 2019
6.1% of total complaints, lowest of all major health funds.

Connect with us

Call our friendly, Aussie-based team on 133 423.

5am to 7pm Mon - Fri and 6am to 4pm Saturdays WST

Visit us in branch and talk face to face. We've got 17 locations in WA, and several in Melbourne.
Find a branch

We're the only major health fund that lets you book ahead for a branch appointment.
Book now

Chat online - we're here to help.

7am to 7pm Mon - Sat WST

No-obligations health cover check

Are you looking for health cover? Are you on the right health cover? Have a chat with us and get a health cover recommendation, no strings attached. Available by phone or in branch.

Cover to suit your needs

Tell us a little about yourself, and in 3 minutes we'll find our best cover to suit your needs.

Get in touch with HBF

We'll help you find our best cover that suits your needs.