FREQUENTLY ASKED QUESTION

If the Lifetime Health Cover loading applies to me, will the loading affect other people on my couple's or family policy?

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 Health insurance explained

Lifetime Health Cover loading

For couples and families, the Lifetime Health Cover loading is calculated as an average between the two adults. For example, if one person has a 40% loading and the other person has a 10% loading, the loading applied to the couple's policy is 25%.

HBF provides health insurance products in Western Australia, South Australia, Victoria, Tasmania, New South Wales, Australian Capital Territory, Queensland and Northern Territory.

We acknowledge the Traditional Owners of the lands and waters where we live and work. We want to play our part in ensuring that our shared presence brings genuine benefit to First Nations people. View our Reconciliation Action Plan to learn more.

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