FREQUENTLY ASKED QUESTION
Is exercise physiology covered under HBF Extras?
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 Health insurance explainedYes. HBF includes exercise physiology in Value 50, Flex 50, Flex 60, Core Extras, Complete 60 and Top 70 extras covers. Exercise physiology shares a combined annual limit with other services and the benefits payable vary, so it’s important to choose the right cover to suit your needs.