FREQUENTLY ASKED QUESTION

Is there overseas visitor health insurance with no waiting period?

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 Health insurance explained

No. All OVHC will have various waiting periods, including a 12-month waiting period for pregnancy and birth and pre-existing conditions, and two months for psychiatric services, rehabiltation, and palliative care (where covered). However, there is no waiting period for outpatient medical treatment (for example, consultations with a general practitioner or emergency ward care).

HBF provides health insurance products in Western Australia, South Australia, Victoria, Tasmania, New South Wales, Australian Capital Territory, Queensland and Northern Territory.

We acknowledge the Traditional Owners of the lands and waters where we live and work. We want to play our part in ensuring that our shared presence brings genuine benefit to First Nations people. View our Reconciliation Action Plan to learn more.

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