FREQUENTLY ASKED QUESTION

How does my membership type impact my premiums?

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 Manage your membership

Your premium is calculated based on the cover you hold and your membership type. Private health insurance offers cover for yourself, you and your partner or for your whole family. Generally, there are four categories of membership:

  • 1 adult (Single)
  • 2 adults (Couple)
  • 2 adults and any number of dependants (Family)
  • 1 adult and any number of dependants (Single Parent)
  • Members on the same product but a different membership type may pay slightly different premium amounts.

If this doesn’t reflect your current situation, or you would like to find out more information about your membership type, please call 133 423. We’ll be happy to talk through your options.

HBF provides health insurance products in Western Australia, South Australia, Victoria, Tasmania, New South Wales, Australian Capital Territory, Queensland and Northern Territory.

We acknowledge the Traditional Owners of the lands and waters where we live and work. We want to play our part in ensuring that our shared presence brings genuine benefit to First Nations people. View our Reconciliation Action Plan to learn more.

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