Make a claim Pay HBF Find a provider 133 423

Find Cover
Find Cover
- Health insuranceGet covered, switch to HBF or learn more about health insurance.
  Health insurance
  Explore health insurance
  Switch to HBF
  New to health insurance
  Overseas Visitors Health Cover
  Use recommendation tool
- Cover for my life stageFind cover for singles, couples and family.
  Cover for my life stage
  Singles
  Couples
  Families
  Single Parents
  Use recommendation tool
- Hospital coverHelps cover your costs in hospital.
  Hospital cover
  Explore hospital cover
  Basic Hospital Accident Only
  Basic Hospital Plus
  Basic Hospital Plus Elevate
  Lite Bronze Hospital Plus
  Bronze Hospital Plus
  Silver Hospital
  Silver Hospital Plus
  Gold Hospital Elevate
  Compare hospital cover
  Use recommendation tool
- Extras coverHelps cover the costs of everyday healthcare services.
  Extras cover
  Explore extras cover
  Basic Extras
  Flex 50
  Core Extras
  Flex 60
  Complete 60
  Top 70
  Compare extras cover
  Use recommendation tool
- Common extras servicesFind the right cover for dental, optical and other services.
  Common extras services
  Dental
  Physio
  Optical
  Mental health
  Chiropractic
  Nutrition and Dietetics
  Remedial Massage
  Compare extras cover
  Use recommendation tool
- Ambulance coverCover for ambulance transport by road.
  Ambulance cover
  Urgent Ambulance
  Ambulance Care
Use Cover
Use Cover
- myHBFManage your cover online.
- How to use your coverSimple guides to help you understand and manage your cover.
  How to use your cover
  Explore our how-to guides
  Make a claim
  Ways to pay
  Check your cover
  Update your cover
  Suspend your cover
  Get more value from your cover
  Find my member number
  Make an online payment
- Find a providerFind HBF providers and learn how you can save with HBF Member Plus.
  Find a provider
  Provider search
  HBF Member Plus
  HBF Dental
  HBF Physio
- HBF AppManage your cover on the go.
Member Benefits
Member Benefits
- Health programs & servicesSupport for cardiovascular disease, osteoarthritis, diabetes and more.
  Health programs & services
  What are health programs?
  Weight management
  Chronic health conditions
  Joint pain
  Mental health
  Proactive health
  Telehealth
  Pharmacy
- HBF Member PerksExplore special offers and member discounts.
- Our partnersLearn how our health partnerships are benefiting HBF members.
  Our partners
  Pharmacy 777
Guides & Support
Guides & Support
- Help Centre and FAQsAnswers to common questions and helpful resources sorted by topic.
  Help Centre and FAQs
  Help Centre
  Health insurance explained
  Claims
  Managing an existing policy
  Member benefits and programs
  Information for health providers
- Guides and resourcesLearn about tax, rebates, mental health, hospitals and more.
  Guides and resources
  Private hospital guide
  Hospital procedure guide
  Tax and rebates
  Premium change 2025
  Mental health resources
  Women’s health resources
  Switch to HBF
  Overseas Visitor Health cover
  Check out our simple how-to guides to assist you in managing your HBF cover online, anytime
  Explore now
- Member assistanceSupport for challenges with finance, family, health and language.
- HBF BlogExplore hundreds of blogs for trusted advice and support.
- Contact HBFHowever you want to connect with us, we’re here for you.

Get a quote Retrieve quote Log in

HBF
Support
Help Centre
Managing an existing policy
FAQs
When will my premium increase come into effect

FREQUENTLY ASKED QUESTION

When will my premium change come into effect?

See more FAQs in

Managing an existing policy

If your premium is changing this will come into effect on 1 April 2025.

HBF acknowledges the Traditional Owners of the lands where we live and work. We want to play our part in ensuring that our shared presence brings genuine benefit to First Nations people. View our Reconciliation Action Plan to learn more.

About

About HBF Community Careers Media releases Opinion panel Corporate health plans

Provider Support

HBF providers Hospital providers Medical providers Ancillary providers Health services Provider agreement (PDF)

Legal

Code of Conduct Privacy Terms of use Fraud awareness Promotions

Contact

Call 133 423 Request a callback Book a branch appointment Find a branch Provider search Contact HBF

Download the HBF App

© 2025 Copyright HBF Health Limited - (ABN) 11 126 884 786 and its subsidiaries.