FREQUENTLY ASKED QUESTION

Why are my premiums changing?

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Each year, all Australian health insurers review their premiums to make sure they can continue to serve their members’ needs.

Factors that influence premium changes can include:

  • Rising cost of health insurance claims
  • An increase in chronic health conditions
  • More complex and costly medical procedures
  • More people using the healthcare system
  • Inflation

HBF provides health insurance products in Western Australia, South Australia, Victoria, Tasmania, New South Wales, Australian Capital Territory, Queensland and Northern Territory.

We acknowledge the Traditional Owners of the lands and waters where we live and work. We want to play our part in ensuring that our shared presence brings genuine benefit to First Nations people. View our Reconciliation Action Plan to learn more.

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