FREQUENTLY ASKED QUESTION

I suspended my policy to travel overseas. What happens if I don’t resume my cover when I return?

If your cover isn’t resumed within the required time period, we may not be able to grant your full length of membership benefits and your suspension will be cancelled. A new membership may be offered and you will need to re-serve waiting periods.

Also, if you don’t resume your cover, every day from the day you return will count towards the Australian Government’s Lifetime Health Cover (LHC) loading.

LHC loading is an extra cost applied to the price of hospital cover. Each year you wait to get hospital cover after the age of 31, you’ll pay an extra 2% for your cover.