Cover for your newborn
Your baby can be covered with us from their date of birth when you apply for cover within the first month after their birth. Children are covered for free on family policies, so you can worry less about the cost.
Hospital room co-payments
Enjoy the new addition to your family in the peace and privacy of a single room if you are covered with Healthy Saver Hospital or Smart Saver Twin Pack. Room types are subject to hospital availability. With Intermediate Hospital cover you will be covered for a shared room. You will have 100% room cover for the first three days, although you may need to contribute for the following six days.
Members with Top Hospital and Ultimate are fully covered for a single or shared room.
Labour ward benefits
All HBF maternity products provide 100% cover for labour ward costs incurred by HBF Member Plus hospitals.